Help Me Choose

We offer many low-cost health plans so you can stay healthy and active. You get high quality health care and access to our large network of doctors, hospitals and pharmacies.

Not Sure Which Plan You Need?

What's the difference between our health plans? You can start by seeing which topic below best describes you.

If you have a low income...


L.A. Care offers a Medi-Cal plan built with our community in mind. Medi-Cal is a public health care program for those with limited income. This free or low-cost public health insurance program pays for medical services for eligible California residents.

Who qualifies for Medi-Cal?

  • People who meet eligibility criteria including income guidelines; and
  • People under the age of 26 or over 50, regardless of their immigration status

As of January 1, 2024, people ages 26-49 years are now eligible for Medi-Cal, regardless of immigration status.

What does Medi-Cal cost?

Depending on income, some members may have no monthly costs or co-payments. Other members may have a monthly share-of-cost.

How to apply for Medi-Cal

Online: Apply for Medi-Cal online at

Mail: Print the Single Streamlined Application at Covered California and submit via mail to your local county office.

Phone: Call your local county social services office.

In Person: Visit one of the L.A. Care Health Plan and Blue Shield of California Promise Health Plan Community Resource Centers, or find your nearest county office to apply for Medi-Cal in person.

blue square Learn more about Medi-Cal.

If you need financial assistance and are interested in Covered California...

L.A. Care Covered

If you need financial assistance, but don't qualify for Medi-Cal, you can choose L.A. Care Covered. L.A. Care has the most affordable premiums in Los Angeles County across metal levels.

You would enroll through Covered California. Call L.A. Care at 1-855-222-4239 and we'll be happy to help you.

Who's it for?

  • Individuals who live in Los Angeles County

How Much Does it Cost?

  • Monthly premiums vary by plan type
  • Out of pocket expenses vary by plan type
  • No cost preventive care
  • Other services at no cost include nurse advice line, health classes, exercise classes, and disease management programs
  • Financial assistance available depending on income

blue square Learn more about L.A. Care Covered.

If you are eligible for BOTH Medicare and Medi-Cal…

L.A. Care Medicare Plus (HMO D-SNP)

You may be interested in our L.A. Care Medicare Plus (HMO D-SNP) program. L.A. Care Medicare Plus (HMO D-SNP) is here to deliver coordinated and seamless healthcare that supports members health and independence.

L.A. Care Medicare Plus offers complete care that coordinates your Medicare and Medi-Cal benefits, helps with access to resources like housing and food, and offers benefits and services like care managers and 24/7 customer service at no cost.

Who's it for?

  • Individuals who get both Medi-Cal and Medicare (Dual Eligible Members)

How Much Does It Cost?

  • $0 for doctor visits and hospital care
  • $0 for vision care
  • $0 for Part D generic drugs
  • $0 for Part D brand name drugs
  • $0 for dental care
  • Extra benefits at no extra cost
  • Support services to live safely at home

blue square Learn more about L.A. Care Medicare Plus (HMO D-SNP).

If you are a homecare worker...

PASC-SEIU Health Plan

You may be interested in the Homecare Workers Health Care Plan, also known as the PASC-SEIU Plan.

Who's it for?

  • Homecare workers who meet the Personal Assistance Services Council (PASC) eligibility requirements for health coverage

How Much Does It Cost?

  • $1 per month
  • No co-pays for some care

blue square Learn more about the PASC-SEIU Plan.

Benefits of All L.A. Care Plans

All of our health plans offer the following benefits and services, so that you can live well and take charge of your health.

medical bag icon A wide choice of doctors, hospitals and pharmacies

nurse icon Trained health professionals available 24/7 through our Nurse Advice Line

call center rep icon Member Call Center offering customer service 24 hours a day, 7 days a week, (including holidays)

handshake icon Community-based Community Resource Centers with free exercise and health education classes


mind icon Behavioral health and mental health services

pill bottle icon Prescription drugs

sign language icon No-cost interpreting services, including American Sign Language and translation.

Find a Doctor

Want to check if your doctor is in one of our plan networks?

Use our Find a Doctor or Hospital tool

Find a Pharmacy

You can also see if your favorite pharmacy is in our network.

Check out our Find a Pharmacy tool

Ready to Apply?

You can start by calling the phone numbers for each health plan.